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Here are our dating site picks for seniors, 2104 (see our earlier picks here).

We’ve tested the big sites, as well as some promising newcomers.

Unlike many other dating sites, the Ourtime website is refreshingly clean and well structured.

If you are over 50 and looking for a long-term relationship, marriage, companionship or simply a pen pal, Ourtime will help you find that special someone.

I'm not a member of any, purely out of curiosity - I was discussing these sort of sites with my housemates which offer casual encounters/nsa sex, like etc.

You are also encouraged to write about yourself, what you are looking for and anything you would “just like to add”.

Depending on the type you have, there are lots of perks you may be able to take advantage of.

For example, if you're a traveler who loves to explore internationally, you can try a credit card that waves the foreign transaction fee — which is normally 2 to 3 percent. I believe a good benchmark is to have two cards from different credit card processors — for example, Visa and American Express — in case vendors do not accept all types.

Financial institutions generally view a long, positive credit history as a sign of trustworthiness and may reward you with lower interest rates as a result.

If credit cards are used wisely — you pay them off in full each month and never miss a bill — they can also be a tool to help you save.

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